Patricia M. Hernandez, Founding Partner, from Avila, Rodriguez, Hernandez, Mena & Garro LLP will be our moderator for this Regulatory Panel Discussion.
Patricia M, Hernandez, has decades of experience representing domestic and international banks and other financial institutions, money services businesses, and lending companies in all aspects of regulatory, compliance, lending, and transactional matters. She regularly represents clients before the Office of the Comptroller of the Currency (OCC), the Federal Reserve, the Federal Deposit Insurance Corporation (FDIC), the Florida Office of Financial Regulation, and several other regulatory agencies. She often assists banks in negotiating and complying with enforcement actions.
She earned a Bachelor of Arts degree, magna cum laude, and a Juris Doctorate, cum laude, from the University of Miami. Ms. Hernandez currently serves on the Board of the Financial & International Business Association (FIBA), and previously served as its General Counsel. She is also a Board Member and Past President of the South Florida Banking Institute (SFBI), and a member of the Florida Association of Managing Partners.
Panelists:
- Roy Thomas, Assistant Regional Director- Bureau of Consumer Financial Protection
- Leia Richards, Dedicated Fair Lending Examiner – Federal Deposit Insurance Corporation
- Wanda Marin, CRCM, Senior Examiner – Federal Reserve Bank
- Cesar Gutierrez, CAMS, CRCM, MCBS CRA/Fair Lending Lead Expert (Bank Examiner) – Office of the Comptroller of the Currency
- Phil Dolsaint, Area Financial Manager – OFR- Bureau of Credit Union Regulation
- Marian Guzman-Gutierrez, Financial Examiner/Analyst Supervisor -Office of Financial Regulation
