Loan Compliance Update presented by Patti D. Joyner, CRCM
We are Back!
Live & In-person
Register now for the full day Seminar 9:00am to 4:00pm
Welcome back pricing of $200
Covered Topics:
Session 1 – 9:00 AM – 12:00 PM, including a 15-minute break
- Regulatory Compliance Environment under CFPB Director Rohit Chopra
- Fair Lending Remains a Priority
- Real Estate Appraisals as Source of Potential Discrimination
- Appraisal Reconsiderations of Value (ROV) to Address Valuation Issues
- Presidential PAVE Task Force
- Equal Credit Opportunity Act (ECOA) and Regulation B
- Adverse Action Notices – Reasons for Denial and Applicant Education
- FCRA Credit Score Provisions for Adverse Action Notices
- Impact of Artificial Intelligence and Machine Learning
Session 2 – 1:00 PM – 4:00 PM, including a 15-minute break
- Flood Insurance Hot Water Issues
- Frequent Violations
- Insurable Structures, Contents Coverage and Force Placement Issues
- 2022 Frequently Asked Questions (FAQ) Update
- TILA RESPA Integrated Disclosures (TRID) Update
- TILA Coverage and Exceptions (e.g., LLCs, Corporations, Foreign Nationals)
- Frequent Violations
- Recent CFPB Clarifications and Fact Sheets
Who Should Attend:
Anyone in the institution having virtually any responsibility in the lending, from senior management, loan officers, underwriters, loan Operation or Servicing specialists, to compliance officers.